Your Next Step

Complete the enclosed enquiry form asking for your free consultation and return it to us in the freepost envelope provided. We will then arrange for our Senior Consultant to meet with you in your home or in our offices. You might like to have a family member or advisor with you.

This visit costs you nothing and you are under no obligation to commit

During this meeting, our Senior Consultant is happy to talk through quotations for both the Home Reversion and Interest Only Mortgage options depending on which or if both are applicable to you - and answer any questions for you. You will benefit from their knowledge and experience, so you can decide which option is best for you.

He/She will leave application forms and quotations for both options with you, so you can review in your own time

Once you choose an option just complete the relevant application form and return to us. It is important that this is assessed before you pay the cost of a valuation as your situation may not be applicable to the product

If you decide on a Home Reversion Plan, an independent valuation of your home can be returned with your application form.

If you decide on an Interest Only Mortgage, you will be asked to return proof of identity and income with your application form

You will then receive a letter of offer.

- For the Home Reversion Plan, your solicitor must witness your acceptance and then you return one signed copy to us with the relevant documentation requested.

- For the Interest Only Mortgage you will first receive Approval in Principle, and then you will organise a valuation of your home. You will then receive a formal letter of offer.

When you accept either offer, the process is then handled by solicitors. But we do keep in regular contact with you just to make sure everything is running smoothly for you.

Home Reversion Plan - From application to letter of offer, this takes from three to six weeks. After that, the legal process could take a further eight weeks.

Interest Only Mortgage - Once you receive your letter of offer, you should have your money within four to six weeks.